The Check Is In The Mail

How many times in your life have you said this or have had someone say it to you? Well, if you are under 30 you might never have said this phrase or maybe you have never even written out a check before. Most transactions done by the younger generation is through the internet. They don’t depend on “snail mail” and …

Umbrella Insurance – An Overlooked Policy

Did you know you could be sued over a social media post? Either something you post or something your children post. In today’s society you could be sued over just about anything. We all hear the stories on the news about it. One way to protect yourself is to purchase an umbrella policy. Many clients tend to overlook a very …

How to handle not at fault accidents:

When it is possible, it is best not to call your own insurance company when you are not at fault for an accident. If you know the name of the other insurance company and you can contact them, my advice would be to contact them instead of your own carrier. This way it will not be on your record and …

Why is my auto insurance so expensive?

People ask me this question all the time. When I started as an insurance agent back in 1988, there weren’t many factors that went into rating your policy. Your age, your driving record and your sex was pretty much all the insurance companies reviewed. I could rate a policy by looking it up in a book. The agent used a …

A world without speeders?

Ford has just introduced technology that prevents your car from speeding. It is called the Intelligent Speed Limiter, and it is only available in Europe. It works by using electronics to adjust the amount of fuel delivered to the engine. It has the technology to know what road you are on, the speed limit, and would be able to slow …

Protecting Yourself When Selling Items On Craigslist

If you have ever sold anything on Craigslist large or small, you know it can be a frustrating experience. Sometimes attempting to buy or sell an item on Craigslist can even lead to dangerous situations, fraud, theft or something worse. As local insurance professionals we have experienced some bizarre situations involving auto theft through Craigslist and wanted to help arm …

Earthquakes In Connecticut?

Most think earthquakes only occur in California, but occasionally smaller quakes can rattle our small state of Connecticut. What would you do in the event of an earthquake? Homeowners insurance traditionally does NOT cover earthquake damage and since we have had quite a few earthquakes in Connecticut the past couple of months, people’s homes received damage that was not covered. …

A “Drive Only License” for Undocumented Individuals

When it comes to getting a driver’s license in certain states in the U.S., the law is changing and it is pretty complicated so we’re here to dissect it a bit for you. Connecticut, among other states, wants to ensure that all drivers, regardless of their immigration status, are tested, trained, licensed, insured and accountable for their driving records. Unlicensed …

Tips For Preparing Your House And Car For Winter From Barth Insurance.

Winter in New England puts unusual demands on both your home and your automobile. There are several steps you can take to save yourself money, time and stress in the middle of the cold winter. In addition to the obvious house maintenance items, there are some crucial preventative tasks that should be performed in order to lessen the chance of …