Barth Insurance Updates and Information
It’s good to get back to normal. Here at Barth Insurance we are and have been open for business. We wipe down all surfaces when we open. All surfaces are cleaned between customers. Please feel free to stop by our office if that is better for you. We also do everything touchless. With e-sign and email many things can be …
There are many questions and misconceptions regarding the laws for first time offenders. Many people think they have the right to refuse a test. In Connecticut, operating a motor vehicle while under the influence of alcohol or drugs is a criminal offense. This offense may be prosecuted with OR WITHOUT any direct evidence of a person’s BAC (blood alcohol concentration). …
Home insurance more often than not will now do an inspection of the home AFTER you purchase the policy. The State of CT gives insurance companies a 60 day window to decide if they want to stay on the risk. During this time the inspection will take place. If the company doesn’t like something about the home they could cancel …
Cell phone violations will now be charged as a major violation with some companies. What does this mean? A major violation in the insurance industry means they will not write your policy with this violation. Other examples of major violations are DUI/reckless driving or evading responsibility. So for 5 years you would have trouble finding insurance and would be paying …
Buying a new home is a wonderful/stressful experience. You put in a bid and you negotiate the purchase price. Now you have to get a homeowners insurance quote. Your bank calls this hazard insurance. If you buy a home in a flood zone then you will also, need flood insurance. A HO3 (home policy) in the State of CT covers …
Many of our clients are asking this question lately, so we wanted to address the issue. The short answer is no. You have to own the item in order to obtain an insurance policy. This issue comes up is when a child of the insured wants to get a car in their own name and have the vehicle added to …
An easy way is to shop your insurance rates with an independent agent like ourselves. We are a local, family owned and operated business that has been in business since 1987. We will shop your prices yearly with all the companies we represent to keep your monthly bills down. Call us @ 203-878-3181 for a free quote. You have nothing …
When do I need a commercial auto policy vs a personal auto policy. Here a few of examples of when you would obtain a commercial auto policy: Your employees drive your car; You use your personal vehicle for business; You drive people for a fee including UBER; You deliver goods; You have commercial plates on the vehicle; You have equipment …
With Thanksgiving approaching, we here at Barth Insurance would like to thank you for all the years of business. We are very grateful for the opportunity to help your with your insurance needs. You’re like family to us and we appreciate you, entrusting your friends and family to us. For every person that is referred to Barth Insurance we will …
The roadside assistance coverage now being offered by most auto insurance companies has a downfall to using it. When you use this coverage, it goes on your claims history and can count against your policy. Since it is a claim, it can be chargeable and affect your rates. Recently, I had been trying to help a customer get a better …
