Umbrella Insurance – An Overlooked Policy

photo-1447584402565-2a5b35a7ea8aDid you know you could be sued over a social media post? Either something you post or something your children post. In today’s society you could be sued over just about anything. We all hear the stories on the news about it. One way to protect yourself is to purchase an umbrella policy.

Many clients tend to overlook a very important coverage that is relatively inexpensive to purchase. This coverage is an umbrella insurance policy.

Clients who own property or have other assets, that they have worked hard to acquire, overlook umbrella insurance as a way to protect these assets.

An umbrella policy can provide an additional $1,000,000 of coverage over policies, like your auto and home, for as little as $250 a year. Plus, the umbrella policy will provide additional limits of coverage over specialty policies like motorcycle, snowmobile or boats.
In this day and climate of lawsuits all of your assets should have that extra level of coverage available for maximum protection. As they say, you can never have too much coverage, and for this low premium to get $1,000,000 worth of coverage, it makes all the sense in the world.