Earthquakes In Connecticut?

Most think earthquakes only occur in California, but occasionally smaller quakes can rattle our small state of Connecticut. What would you do in the event of an earthquake? Homeowners insurance traditionally does NOT cover earthquake damage and since we have had quite a few earthquakes in Connecticut the past couple of months, people’s homes received damage that was not covered. …

A “Drive Only License” for Undocumented Individuals

When it comes to getting a driver’s license in certain states in the U.S., the law is changing and it is pretty complicated so we’re here to dissect it a bit for you. Connecticut, among other states, wants to ensure that all drivers, regardless of their immigration status, are tested, trained, licensed, insured and accountable for their driving records. Unlicensed …

Tips For Preparing Your House And Car For Winter From Barth Insurance.

Winter in New England puts unusual demands on both your home and your automobile. There are several steps you can take to save yourself money, time and stress in the middle of the cold winter. In addition to the obvious house maintenance items, there are some crucial preventative tasks that should be performed in order to lessen the chance of …

It is National Fire Prevention Week! (October 5-11, 2014)

Is Your Family Prepared For A Fire Emergency? October is fire safety month but we should practice fire safety all year long. Many potential fire hazards go undetected because people simply do not take the necessary steps to fireproof their home. Barth Insurance wants to remind you about Fire Prevention throughout your home to keep your family safe in the …

Important Notice For Homeowners Living Near Long Island Sound

There will be a significant change in law effective Oct 1st, 2014 that may affect Connecticut homeowners who live near Long Island Sound. For the past several years (since 2007), insurance companies have been permitted to NOT write any home located within 2600 feet to Long Island Sound with having what they called “wind mitigation”. This means homeowners could be …

Covering LEGO and Other Valuable “Collections” On Your Homeowner’s Policy

There are so many questions regarding coverage of specific items within your home in the event of a fire, burglary or other catastrophe. As you may know, your personal property coverage has limits for jewelry, furs, silver, firearms and cash. Homeowners policies usually will have replacement costs coverage for contents, but it is often limited to somewhere between $1,000- $5,000. …

How does the dreaded ticket affect your car insurance?

Question: How does the dreaded driver ticket affect your car insurance when you get pulled over and receive a moving violation? Answer: You’re having a great time cruising down the highway enjoying the cool summer wind in your face and then it happens…the lights start flashing in your rear-view mirror, your heart stops for a second and you feel like …